Credit Management Lead

At DB Schenker, you are part of a global logistics network that connects the world. A network that allows you to shape your career by encouraging you to contribute and truly make a difference. With more than 76,000 colleagues worldwide, we welcome diversity and thrive on individual backgrounds, perspectives and skills. Together as one team, we are Here to move.

The Team Lead for Credit Management plays a pivotal role in leading and developing the team that is responsible for conducting credit assessments as well as setting appropriate credit limits for customers. In addition, the team lead for Credit Management serves as the primary contact for addressing critical issues and potential escalations pertaining to credit management tasks. This role requires a proactive approach in managing and mitigating risks associated with credit evaluation.

Tasks & Responsibilities:

Team Leadership

• Lead and develop the credit management team to ensure optimal performance.
• Foster a collaborative and high-performance culture within the team.
  
  

Credit Risk Management

• Oversee all credit management activities, including credit risk assessments, credit limit reviews and approvals as well as customer evaluations.
• Take credit decisions and approve credit limits in the system.
• Implement best practices and ensure compliance with credit policies and procedures to ensure efficient operations.
• Identify, assess, and mitigate potential risks associated with credit evaluations.
• Develop strategies to minimize credit-related losses and exposure.
• Stay updated on industry trends and regulatory changes impacting credit risk management.
• Preparation of payment term applications
• Support business during negotiation on specific payment terms requests from customers and check financial clauses / invoicing requirements.
  
  

Escalation Management

• Act as the primary point of contact for critical issues and potential escalations related to credit risk matters.
• Collaborate with cross-functional teams to address and resolve escalated matters promptly.
• Continuous Improvement
• Drive continuous improvement initiatives to enhance the effectiveness and efficiency of credit management processes.
• Implement technological solutions and innovations to streamline credit-related workflows.
• Compliance and Regulatory Adherence
• Ensure that the credit management team operates in strict compliance with relevant laws, regulations, and industry standards.
• Stay informed about changes in compliance requirements and update policies accordingly.
• More than 5 years of working experience in a Credit Management function, preferably in an international environment, and demonstrated leadership experience.
• Advantage: has a master’s degree in Finance, Business Administration, Accounting or similar field.
• Excellent English skills in spoken and written form
• Knowledge of Dun & Bradstreet (D&B) methodology and SAP FSCM is beneficial.
• Strong capability to analyze financial data and interpret financial statements, knowledge of credit risk, balance sheet analysis, financial exposure, credit research systems and procedures, credit scoring systems, and Microsoft Office Suite
• Outstanding analytical skills and solution-oriented approach
• Conclusive and economical thinking
• Self-running and ability to work in a team environment.
• Strong IT skills (e.g. PowerBI, RPA platforms, SAP FSCM) and the drive to digitalize or automate processes.
• Excellent verbal and written communication skills for dealing with customers, staff, and other stakeholders.
• Ability to make and execute tough decisions while balancing risk and profitability.
• Proven leadership and team management skills to lead the credit team effectively.
  
  

Benefits:

• We're strong believers in continual training and development for our people. After all, your success is our success.
• Our vacation and leave policies reflect our belief in proper work-life balance.
• We offer financial protection or assistance in dealing with adverse circumstances or surviving dependents in the event of the insured's death.
• We offer great HMO benefits with dental coverage to help the employee on difficult times of sickness and emergency.
• We offer an annual reimbursement for medicine and optical needs.
• We offer monthly transportation cash assistance.
  
  

To be considered for this position you must have valid rights to work and live in Philippines.