Analyst - Liquidity Management

Job Profile:

Treasury operations in a bank are responsible for managing a range of financial activities related to the bank's operations. This includes managing the bank's own cash and investments. The primary responsibilities of LMI include handling cash management and liquidity management.

Liquidity management is the proactive process of ensuring a company has the cash on hand to meet its financial obligations as they come due. It is a critical component of financial performance as it directly impacts a company’s working capital.

Job Description

Cash management involves managing the bank's receipts and payments, ensuring that there is sufficient cash available to meet the bank's needs at all times while minimizing costs. Treasury operations must also manage foreign exchange transactions, ensuring that the bank can convert currencies as necessary to meet client needs and protect against currency risk. Liquidity management involves ensuring that the bank has enough liquid assets to cover any potential funding shortfalls. This requires monitoring market conditions, assessing risk, and making investment decisions that maintain the bank's liquidity position. Overall, the role of treasury operations in a bank is critical to ensuring the bank's financial stability and growth. By effectively managing the bank's cash, investments, and risk exposure, treasury operations plays a crucial role in supporting the bank's operations and meeting the needs of its clients.

• Monitors both internal (Ledger) and external (Actual) balances on currency and account level • Monitoring of actual/realised incoming and outgoing cash payments and bond/securities settlements, including high-value and (very) critical payments (e.g. CLS and funds for mergers/acquisitions) • Evaluating (recurring) overdrafts in order to prevent them in the future