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Account Officer

Salary undisclosed

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JOB MANDATE

Responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

KEY RESPONSIBILITIES

  • Actively solicit loan accounts from various channels (i.e. branches, developers, brokers, and direct referrals).
  • Develop the sales channel through regular branch visits / area meetings, training of branch front liners, performance reporting / updates, etc.
  • Analyze overall loan applicant’s financial capacity, credit worthiness, collateral eligibility, etc. to determine feasibility of granting loans.
  • Review and update pre-approval and post approval requirements to ensure adequacy for credit processing and loan booking, respectively.
  • Liaise with backroom units to address issues and requirements for the smooth processing and booking of the loan.
  • Execute sales and / or marketing activities aimed to achieve targets.
  • Attend to branch and client inquiries, as well as post-booking / customer service concerns of clients and the channel.
  • Provide information regarding competitor’s practices, market trends and customer needs.

KEY QUALIFICATIONS

  • Bachelor’s Degree holder; any business related courses
  • With at least 2 years of experience as Account Officer / Relationship Officer selling commercial / mortgage loans
  • Current position with other banks’ IBG / Commercial Bank / SME Loans / Business Loans as Account / Relationship Officer is a big plus factor
  • Strong credit knowledge and financial analysis
  • Familiar with computer software including word processing, spreadsheets and presentations
  • Analytical, systematic, can work under pressure, independent and can
  • work with minimum supervision
  • Has good people management and interpersonal skills

JOB MANDATE

Responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

KEY RESPONSIBILITIES

  • Actively solicit loan accounts from various channels (i.e. branches, developers, brokers, and direct referrals).
  • Develop the sales channel through regular branch visits / area meetings, training of branch front liners, performance reporting / updates, etc.
  • Analyze overall loan applicant’s financial capacity, credit worthiness, collateral eligibility, etc. to determine feasibility of granting loans.
  • Review and update pre-approval and post approval requirements to ensure adequacy for credit processing and loan booking, respectively.
  • Liaise with backroom units to address issues and requirements for the smooth processing and booking of the loan.
  • Execute sales and / or marketing activities aimed to achieve targets.
  • Attend to branch and client inquiries, as well as post-booking / customer service concerns of clients and the channel.
  • Provide information regarding competitor’s practices, market trends and customer needs.

KEY QUALIFICATIONS

  • Bachelor’s Degree holder; any business related courses
  • With at least 2 years of experience as Account Officer / Relationship Officer selling commercial / mortgage loans
  • Current position with other banks’ IBG / Commercial Bank / SME Loans / Business Loans as Account / Relationship Officer is a big plus factor
  • Strong credit knowledge and financial analysis
  • Familiar with computer software including word processing, spreadsheets and presentations
  • Analytical, systematic, can work under pressure, independent and can
  • work with minimum supervision
  • Has good people management and interpersonal skills
About BDO Unibank
Size More than 5000
Industry Diversified Banks
Location Philippines
Founded 2 January 1968
View Company