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Credit and Portfolio Senior Associate - Credit Card

Salary undisclosed

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What you will do:

  • Assist in the development and maintenance of risk management frameworks specific to credit card portfolios, under the guidance of senior team members.
  • Perform regular analysis of credit card portfolio data to assess risk metrics, monitor performance trends, and identify potential areas of concern.
  • Utilize advanced statistical techniques to understand credit card customer behavior, credit risk, and portfolio dynamics.
  • Prepare and present reports summarizing key findings and recommendations to senior management and stakeholders.
  • Collaborate with cross-functional teams including risk management, compliance, and finance to ensure alignment on risk strategy and regulatory compliance.
  • Contribute to the development and enhancement of policies and procedures related to credit card risk management and regulatory requirements.


What we are looking for

  • :Bachelor's degree in Statistics, Mathematics, Economics, Finance, or a related quantitative field
  • .3+ years of experience in risk analytics within consumer credit, preferably with exposure to credit card portfolios
  • .Proficiency in programming languages such as Python, R, or SQL for data manipulation and analysis
  • .Strong analytical skills with the ability to interpret data and derive meaningful insights to support decision-making
  • .Understanding of credit risk concepts and methodologies, including basic knowledge of credit scoring models and risk metrics
  • .Excellent communication skills, both verbal and written, with the ability to convey complex information effectively to stakeholders
  • .Proactive mindset with the ability to work independently and collaboratively in a team environment
  • .Understanding of credit risk modeling techniques, including scorecard development, stress testing, and portfolio optimization is a plu
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