Lead Credit Risk Analyst (WFH is alllowed, NA Shift)

Job Title: Lead Credit Risk Analyst/ Funding and Risk Management Credit Analyst

Summary: Oracle Financing empowers customers by providing tailored payment solutions that make acquiring Oracle products and services easier. As a Funding and Risk Management Credit Analyst, you will play a pivotal role in this process. You will engage directly with senior financial executives, such as CFOs of venture-funded and privately held companies, to assess and structure financing solutions. This position offers a unique opportunity to influence significant business decisions and interact with major stakeholders both internally and externally. By joining our team, you will utilize state-of-the-art credit analysis tools and collaborate with banking partners to syndicate transactions, ensuring liquidity and financial success.

Responsibilities:

• Conduct in-depth credit risk analyses in line with Oracle Financing’s Credit Policies and SOX requirements.
• Engage directly with CFOs and other senior management to perform due diligence, gathering comprehensive financial and operational information.
• Evaluate and assign accurate risk ratings to transactions, identifying strengths, risks, and potential mitigants.
• Collaborate with funding sources to ensure seamless funding liquidity for financed transactions.
• Maintain detailed and organized credit files and support the structuring and negotiation of terms to optimize financial solutions.
• Contribute to special projects, providing responsive and strategic support to the Oracle Financing sales team.

Requirements:

• Exceptional written and oral communication skills in English.
• Advanced quantitative and analytical capabilities.
• Proven ability to manage priorities under tight deadlines and independently make critical decisions.
• Proficiency in Microsoft Office applications (Word, Excel, PowerPoint) with the ability to perform advanced financial and ratio analyses.
• Demonstrated problem-solving skills with a knack for analytical thinking and effective negotiation.

Qualifications:

• 5-10 years of relevant experience in credit analysis, leasing, financing, or a related field within a bank, leasing company, or captive finance environment.
• Bachelor’s Degree in Finance or Accounting; an MBA is preferred.
• A strong educational background in Economics, Corporate Finance, Accounting, and Financial Accounting.
• Work Shift: 9am-6pm in California/PST time (equivalent to 1am-10am in Manila)

Why Join Us? Oracle Financing stands at the intersection of technology and finance, offering a dynamic environment where your work directly shapes the acquisition capabilities of our customers. Here, you will leverage your skills in a high-impact role that offers substantial professional growth and opportunities to work with industry-leading solutions and clients. We are looking for a proactive, dedicated professional ready to take their career to the next level in a globally recognized company.